Workers & Retirees

• Apply for your retirement benefit
• Designate a beneficiary
• View PBGC payment dates
• Request an income verification letter
• Adjust your federal tax withholding
• Report a death, and more

Congress established PBGC to protect traditional, defined-benefit pensions sponsored by private-sector employers. See if your retirement benefits are protected by PBGC.

• PBGC-trusteed plans (failed plans, PBGC pays benefits)
• Plans paying PBGC premiums (ongoing plans)
• Find unclaimed retirement benefits
• Missing Participant Plans (PBGC’s Missing Participant Program)

If your defined benefit pension plan ends without sufficient money to pay all benefits, PBGC’s insurance program will pay you the benefit provided by your pension plan up to the limits set by law. Learn more about the benefits PBGC guarantees, including the required start date for receiving benefits.

Learn how PBGC collects overpayments through recoupment and recovery.